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  • What is a Life Settlement?
    • Life Settlements allow you to eliminate expensive premium payments and receive a lump sum of cash.
      • What is a Life Settlement?A Life Settlement is the sale of a life insurance policy on the secondary market.
      • Who Qualifies?People over the age of 70 or terminally ill
      • The Life Settlement ProcessExplore the steps to selling a life insurance policy.
      • Tax EstimatorHow is the sale of a life insurance policy taxed?
      • TestimonialsRead what others have said about working with Settlement Benefits Association.
  • Learn More
    • Policy Owners
      • Case Summaries
      • All Types Of Life Insurance Can Qualify
      • FAQs
      • What Is The Difference Between A Viatical And A Life Settlement?
      • What Is The Difference Between A Life Settlement Broker And A Life Settlement Provider?
      • Articles for Policy Owners
      • Life Settlement Blog
    • Other Options
      • Life Settlement Options
      • Long Term Care Benefit Plans
        • Questions About Long Term Care Benefit Plans
        • Examples of Long Term Care Benefit Plans
      • Medicaid Life Settlements
    • Planned Giving
      • Planned Giving
      • Benefits From Using Life Settlements In Planned Giving
      • Monetize Existing Donations
      • Solicit New Donations
  • About Us
    • Meet the Team
    • Contact Us
    • LISA Membership
    • Licensing Varies by State
    • Privacy Policy
    • Anti-Fraud Policy
  • Financial Professionals
    • Education
      • Working Together
      • Benefits of a Life Settlement
      • The Industry
      • The Process
      • Agent FAQs
      • Tax Estimator
    • Services
      • The Life Settlement Refresh
      • LSTAR Partner Login
      • Articles for Financial Professionals
  • Free Policy Evaluation
  • Free Policy Evaluation
  • Contact Us

What if?

What if?

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Read the articles we have published for the Society of Financial Service Professionals
Life Settlement licensing requirements vary by state. In some states, life agents and other financial professionals must be licensed to source policies or receive commissions. Settlement Benefits Association is not licensed in all states. Some or all of the proceeds of a Life Settlement may be taxable under federal or state income tax laws. Advice from a professional tax advisor is recommended. This web site is not currently approved in the states of Oklahoma or Texas. This web site does not apply to variable life settlements. Receipt of proceeds may impact eligibility for government benefits and entitlements. Prior to sale, the insured should consider the continued need for coverage, impact to estate plans, availability of insurance, cost of comparable coverage or tax implications.
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