About Us

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We Care More

We are truly dedicated to helping seniors understand and maximize the value of their life insurance.  As an experienced and independent broker, Settlement Benefits Association works on behalf of policy holders to increase the competitive bidding and reveal the best outcome for any policy.  Our professional approach and advanced tools serve our customers better by educating and empowering.

The various advantages you gain from our services are compounded by our unfair advantage: We Care More.

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Experienced and Independent

We only serve you, our client.  We do not compromise our independence by signing exclusive agreements with buyers.  

Founded in 2002 and still run by our founders.  You get our best people on every case.

This may be a once in a lifetime transaction for you, but we have honed our skills with decades of experience.

Older man shaking hands with a financial professional after accepting a life settlement offer

Professional Services

Settlement Benefits Association is not a call center.  We do not outsource our work to other firms.  We are not a marketing company that simply sells your data to direct buyers. 

We are true professionals that learn and practice every aspect of a Life Settlement.  Communication is a priority at all times throughout the process.  We seek to educate our clients and we are committed to providing the highest level of service to our clientele.

We guide you through this very specialized market by navigating the complexities & nuances.

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Advanced Tools

Since 2002, we have been developing our own proprietary Life Settlement tools.  These tools help educate, empower, and expedite the Life Settlement evaluation and transaction process. 

This starts with our Visual Valuator, which quickly and easily calculates an initial valuation of a policy.  This starting point, along with a situational analysis, helps you decide if we should formally underwrite a policy and get no obligation market offers.  We begin that with a free expedited application, which can be completed online and gives us permission to formally underwrite.  If you sell a policy, you will also want to utilize our Tax Estimator to provide your tax professional the information needed to understand that aspect of the sale.

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We Are Fiduciaries

As a fiduciary, we act in your best interests. Unlike others in our industry, we take this responsibility seriously and always insure that the sellers best interests are prioritized.

Senior couple discussing a life settlement with a financial professional.

Competitive Bidding

Creating competition for your policy increases the valuations we can achieve.

Our job is to get you the very highest offer whereas direct buyers are trying to buy at the lowest possible price.  Getting you to accept a lower price allows them to increase their investor’s returns. 

We invest significant time and money to acquire and gather the necessary underwriting for your policy.  Utilizing a professional Life Settlement broker will also get you access to funds that don’t work directly with consumers.  By leveraging relationships with over 20 different funding groups, we bring the greatest potential benefit to our clients.


Life Insurance Settlement (LISA) Approved

Established in 1994, LISA is the oldest and largest trade organization in the life settlement market.  The mission of the Life Insurance Settlement Association (LISA) is to advance the highest standards of practice and professional development for the industry, and to educate consumers and advisors about a life settlement as an alternative to lapse or surrender of a life insurance policy.  LISA members are vetted and approved by the LISA Board of Directors.  LISA members pledge to abide by the Code of Ethics & the Standards of Professional Conduct.

Calculate Your Life Settlement

Do I Qualify?

Fill out our free policy calculator today to see if you qualify and find out how much you can get for your policy.

Calculate Now

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