Last Modified: June 16, 2026
This Privacy Policy explains how Settlement Benefits Holdings, LLC (“we,” “us,” or “our”), the operator of https://www.settlementbenefits.com, collects, uses, discloses, and protects the personal information you provide when you visit our website or submit an inquiry through our online forms.
Settlement Benefits Holdings, LLC is a life settlement company operating at 1100 E. Hector St., Suite 415, Conshohocken, PA 19428. We help policyowners explore and, where appropriate, complete the sale of their life insurance policies through the secondary market known as the life settlement market.
When you submit an inquiry, complete our online valuation tool, or otherwise contact us, we may collect:
When you visit our website, we and our service providers automatically collect certain technical information, including:
You can configure your browser to decline cookies, though some website features may not function properly if you do.
We use the information we collect for the following purposes:
We may share your personal information in the following circumstances:
Settlement Benefits Holdings, LLC is part of a family of companies under common ownership or management. We may share your information with our affiliated entities, including Lighthouse Life Direct, LLC and Harbor Life Settlements, LLC, for the purpose of providing you with life settlement services or other financial products. All affiliated entities are bound by this Privacy Policy or a substantially equivalent policy.
With your consent provided at the time you submit your inquiry, we may share your contact information — including name, phone number, email address, state of residence, and homeownership information where applicable — with authorized third-party business partners who offer financial products and services that may be of interest to you, including:
Those business partners or their representatives may contact you directly to discuss their products. We do not control the privacy practices of third-party business partners and encourage you to review their privacy policies before providing additional information. You may opt out of this sharing at any time by contacting us at privacy@settlementbenefits.com or 800-694-0006, or as described in Section 8 below.
We share information with vendors and service providers who perform services on our behalf, such as website hosting, data analytics, customer communications, and spam detection. These providers are contractually prohibited from using your information for purposes other than providing services to us.
If you proceed with a life settlement transaction, we may share relevant policy and personal information with licensed life settlement providers, funders, or institutional buyers who may acquire your policy. This sharing is limited to information reasonably necessary to evaluate and complete your transaction.
We may disclose your information when required by law, court order, or government authority, or when we believe disclosure is reasonably necessary to protect our rights, the rights of others, or the safety of any person.
In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred to the successor entity, subject to this Privacy Policy or a substantially equivalent commitment.
We do not sell your personal information to third parties for their own marketing purposes. The sharing described in Sections 4.2 and 4.4 above is conducted pursuant to service agreements and, where applicable, your consent — not as a sale of personal information.
Because we provide financial products and services, we are required by the Gramm-Leach-Bliley Act (GLBA) to inform you of our information-sharing practices.
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GLBA PRIVACY NOTICE — SUMMARY What we collect: Contact information, policy details, health-related information, and homeownership information you provide to us. Why we collect it: To evaluate your life settlement inquiry and, with your consent, to connect you with complementary financial products. Who we share it with: Affiliated companies, business partners (with your consent), life settlement funders, and service providers. Can you limit sharing? Yes. You may opt out of sharing with non-affiliated business partners at any time by contacting us at privacy@settlementbenefits.com or 800-694-0006. |
We retain your personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, to comply with applicable legal and regulatory requirements (including life settlement recordkeeping requirements), and to resolve disputes. Health-related information is treated with heightened protection and access controls throughout its retention period.
By submitting an inquiry on our website, you consent to being contacted by Settlement Benefits Holdings, LLC and, where applicable, by our affiliated companies and authorized business partners. Contact may occur by:
Your consent to receive calls and text messages is not a condition of receiving any product or service from us. You may opt out of SMS communications at any time by replying STOP to any text message we send. You may opt out of marketing emails by using the unsubscribe link included in any marketing email.
You may opt out of having your information shared with non-affiliated business partners at any time by contacting us at privacy@settlementbenefits.com or 800-694-0006. Opting out does not affect our ability to contact you regarding your life settlement inquiry or a transaction in progress.
You may request access to, correction of, or deletion of your personal information by contacting us at privacy@settlementbenefits.com. We will respond to verifiable requests within 30 days. We may retain certain information as required by law or for legitimate business purposes.
If you do not wish to receive telephone solicitation from us, please contact us at privacy@settlementbenefits.com or 800-694-0006 and we will honor your request. You may also register with the National Do Not Call Registry at donotcall.gov.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:
To exercise your California privacy rights, contact us at privacy@settlementbenefits.com or 800-694-0006. We do not sell personal information as defined under California law.
We implement administrative, technical, and physical safeguards designed to protect your personal information against unauthorized access, use, or disclosure, consistent with our obligations under the FTC Safeguards Rule (16 C.F.R. Part 314). If you have reason to believe that your interaction with us is no longer secure, please contact us immediately at privacy@settlementbenefits.com.
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any information.
We may update this Privacy Policy from time to time. When we do, we will revise the Last Modified date at the top of this page. Material changes will be communicated by a notice on our website or by direct communication where we have your contact information on file. Your continued use of our website after such changes constitutes your acceptance of the revised policy.
For questions, requests, or concerns about this Privacy Policy, or to exercise any of your rights described above, please contact:
Settlement Benefits Holdings, LLC
1100 E. Hector St., Suite 415, Conshohocken, PA 19428
Email: privacy@settlementbenefits.com
Phone: 800-694-0006
If you are a California resident and have unresolved privacy concerns, you may also contact the California Privacy Protection Agency at cppa.ca.gov.
This Privacy Policy is governed by the laws of the Commonwealth of Pennsylvania, without regard to conflicts of law provisions. Any dispute arising under this Privacy Policy shall be subject to the exclusive jurisdiction of the state and federal courts located in Montgomery County, Pennsylvania.