Life Settlements Explained

Life Settlements Explained

A Life Settlement is the sale of a life insurance policy in exchange for a cash settlement in excess of the policy’s cash surrender value—even if none exists! This innovative wealth and estate planning tool removes the burden of expensive insurance premium payments in addition to providing the lump sum cash settlement.

Life Settlements present a unique opportunity to extract the maximum value from your existing life insurance policy and repurpose those funds for whatever your financial needs may be. In fact, seniors can use the cash settlement for medical expenses, living expenses, or anything they desire—with no restrictions.

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Life Settlements can be a valuable financial option. The inflow of funds and elimination of expensive premiums open up new financial possibilities. This transaction is often seen as converting a future asset into an available resource. Remember, a successful financial outcome never happens by accident. We can help you make your financial plans a reality.

As a Life Settlement Broker, we represent the policy holder in this transaction, and work to find the highest settlement for them. Our independent status allows us to work with over 20 different funding groups. We leverage these relationships to benefit our clients. However, we do not raise capital or report to these investors. Our duty is to the policy holder.

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Fill out our free policy calculator today to see if you qualify and find out how much you can get for your policy.

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